Commercial Loans

Commercial Mortgage Loan

• Business Site Purchase -or- Expansion
• Investment purpose Properties
• Secured with land, buildings, equipment and facilities
• Payments structured on a monthly basis

Commercial  Loan

• Seasonal needs
• Loans for Operating Expenses
• Lines Of Credit
• Installment Payment Options
• Flexible Payment Schedules to Fit Cash Flows

Documentation Needed to Process a Loan Application

• Last 3 years of income tax returns
• Current Personal Financial Statement of Owners
• Copy of Articles of Organization of Business
• Background information on owners and business operation
• Business plan
• Cash flow statement

All loan requests are subject to Bank’s underwriting guidelines